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When getting a home loan there are two costs that you should factor into your costs. Those are Private Mortgage Insurance and Points. Private Mortgage Insurance (PMI) is mortgage insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower defaults. Most lenders generally require mortgage insurance for a loan […]
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When getting a home loan there are two costs that you should factor into your costs. Those are Private Mortgage Insurance and Points. Private Mortgage Insurance (PMI) is mortgage insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower defaults. Most lenders generally require mortgage insurance for a loan […]
Everyone in the market knows that the interest rates have gone up dramatically the last six months. This sadly had devastating effects on home buyers that were at the lowest buying range (of about $400,000 and less). There is a rule of thumb that says for every 1% increase in interest rates someone pays, they […]
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